On the Legal Protection of Campus Online Loans and Its Regulation

With the continuous development of campus online loans, many problems have emerged while bringing convenience to college students. Some lending institutions false propaganda and unfair competition, charging high unreasonable fees when students take out tempting “use loans support loans”, buying selling students’ personal privacy information, using violent collection methods cannot repay in time. In face these problems, government should improve supervision system lenders, establish a database provide credit assessment, schools enhance management lending, regularly carry mapping work, legal awareness students, promoting participation governmental departments, schools, society, so that can develop benign way more forcollege